Heat the oven to 350 degrees. spray the inside of an 8½-by-4½-inch metal loaf pan with vegetable oil spray.
In a medium bowl whisk together the flour, baking powder, and baking soda. Then in a small bowl whisk together the eggs and milk.
In a large saucepan, combine pumpkin puree, cinnamon, salt, and nutmeg. Cook this over medium heat while stirring consistently until the mixture begins to bubble.
Turn off the heat and slide the saucepan onto a cool burner. Add sugar, brown sugar, and vegetable oil and whisk until fully combined. Then let the mixture cool for 10 minutes. whisk again until the mixture is very smooth.
Now add the egg mixture and whisk together. Add the flour mixture and use a rubber spatula to mix until no flour streaks remain. Add the chocolate chips to the mixture.
Scrape the batter into the loaf pan and smooth the top.
Put the loaf pan into the oven. Bake for 50-1 hour or until a toothpick inserted into the comes out clean.
After taking the loaf pan out of the oven place the loaf pan on a cooling rack for 15 minutes. Then using oven mitts turn the loaf pan onto its side and carefully take the loaf out. Let it sit on its side for at least 1 hour then slice and serve!!!!